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Deen Dayal Upadhyaya Antyodaya Yojana - National Rural Livelihood Mission (DAY-NRLM)

Home > Banking and Finance > Goverment Schemes > Deen Dayal Upadhyaya Antyodaya Yojana - National Rural Livelihood Mission (DAY-NRLM)


  1. National Rural Livelihoods Mission (NRLM) - Aajeevika was launched by Ministry of Rural Development (MoRD) in June 2011 with Budget of $5.1 Billion, supported by World Bank with an aim to create efficient institutional platforms of rural poor, enabling them to increase household income through sustainable livelihood enhancements and improved access to financial services.
  2. Background -
    1. Basic idea behind NRLM was to organize poor into SHG (Self Help Groups) and make them capable for self-employment.
    2. In 1999 after restructuring Integrated Rural Development Programme(IRDP), Ministry of Rural Development (MoRD) launched Swarnajayanti Grameen Swarojgar Yojana (SGSY) to focus on promoting self-employment among rural poor.
    3. SGSY failed as Concept of Forming Self Help Groups (SHGs) did not work well. So, SGSY was remodeled to form NRLM in June 2011, by meeting its shortfalls.
    4. SGSY's Wage Employment Linked Component named Special Projects was Renamed as Aajeevika Skills when SGSY was turned into NRLM in June 2011. The New Scheme was collectively Called NRLM - Aajeevika.
    5. On September 25, 2014 = NRLM - Aajeevika was Further revamped into Deen Dayal Antayodaya Yojana National Rural Livelihoods Mission (DAY - NRLM). Now, Wage Employment Linked Aajeevika Skills Component of NRLM was renamed to Deen Dayal Upadhyaya Grameen Kaushalya Yojana. New Scheme was now collectively Called Deen Dayal Upadhyaya Antyodaya Yojana - National Rural Livelihood Mission (DAY-NRLM).
  3. Sub Schemes -
    1. Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDUGKY) -
      1. Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) youth employment scheme was launched on 25 September 2014 on occasion of 98th birth anniversary of Pandit Deendayal Upadhyaya, aiming to Transform rural poor youth (15-35 years) into an economically independent and globally relevant workforce. (Timeline of Its Evolution has been given).
      2. Official Website :
    2. Aajeevika Grameen Express Yojana (AGEY) -
      1.  AGEY has been launched in August 2017 as a Subscheme of DAY-NRLM.
      2. AGEY provides an alternative source of livelihoods to members of Self Help Groups (SHGs) under DAY-NRLM by facilitating them to operate public transport services in backward rural areas. This will provide safe and affordable rural transport services like e-rickshaws, 3 and 4 wheeler motorised transport vehicles to connect remote villages with key services and amenities including access to markets, education and health.
      3. It will be implemented in 250 blocks in the country on a pilot basis for a period of 3 years from 2017-18 to 2019-20. 
      4. Community Investment Fund (CIF) provided to Community Based Organization (CBOs) under DAY-NRLM will be utilized to support SHG members in this new livelihoods initiative. Beneficiary SHG member will be provided an interest free loan by CBO from its Community Investment Fund upto Rs.6.50 lakh for purchase of the vehicle. Alternative, CBO will own the vehicle and lease it to an SHG member to operate the vehicle and pay lease rental to the CBO.
  4. Website -